Automated Monthly Budget & Debt Tracker Spreadsheet (Excel & Google Sheets)

Take complete control of your finances without the stress.

The Automated Monthly Budget & Debt Tracker is designed to make managing your money fast, visual, and effortless. Simply plug in your daily transactions, and watch your income, expenses, savings rate, and debt payoff timelines calculate automatically in real time!

✨ What’s Inside:

• 📊 Live Executive Dashboard: Visual KPI scorecards showing Net Cash Flow, Savings Rate, and automated comparison charts (Planned vs. Actual Spend).
• 💰 Smart Monthly Budget Planner: Set custom income streams and category caps with built-in status alerts (On Track, Warning, Over Budget).
• 🧾 Automated Daily Transaction Ledger: Log expenses and income in seconds; auto-categorizes and syncs directly with your budget.
• 📉 Debt Payoff & Snowball Calculator: Automatically calculates exact months until debt-free based on your custom monthly payments and APRs.

🚀 Why You’ll Love It:

• ✅ 100% Automated: No complex math or manual recalculations needed.
• ✅ Beginner Friendly: Clean, minimalist layout with step-by-step instructions.
• ✅ Instant Download: Get instant access immediately after checkout.
• ✅ Lifetime Access: Pay once, use every month and year.

📦 What You Will Receive:

• 1x Ready-to-Use Microsoft Excel (.xlsx) File
• 1x Quick-Start Setup Guide & Instructions

*Note: This is an instant digital download. No physical item will be shipped.